Where Mortgage Solutions Meet Your Dreams

We are a  premier destination for individuals seeking tailored mortgage solutions that align with your aspirations. Our expert team is dedicated to helping you turn your dreams into reality by providing personalized guidance and a range of mortgage options. Whether you’re purchasing your first home, investing in real estate, or looking to refinance, we’re here to navigate the complexities of the mortgage process and empower you to achieve your goals. Trust us to bring together the perfect mortgage solutions that fit your unique needs, while ensuring a smooth and fulfilling journey towards homeownership.

So, what brings you here today?

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WE PROVIDE HOUSING LOAN WITH QUICK & EASY PROCESS

Chase Sterling Financial is a premier mortgage company located in the vibrant city of Los Angeles, California. With an unwavering commitment to excellence, we specialize in providing tailored mortgage solutions to individuals and families, helping them achieve their dream of homeownership.

At Chase Sterling Financial, we understand that obtaining a mortgage can be a complex and overwhelming process. That’s why our team of experienced professionals is dedicated to simplifying the journey for our clients. We pride ourselves on delivering personalized attention and guidance to each customer, ensuring that their unique financial needs and goals are met.

Why choose us?

Our company brings years of expertise and experience in the mortgage industry. We have a team of seasoned professionals who understand the intricacies of the market, enabling us to provide expert advice and guidance tailored to each client’s unique needs. We strive to offer competitive interest rates and loan options to our clients. Our extensive network of lenders allows us to access a wide range of loan programs, ensuring that we can find the most favorable rates and terms available in the market.

We prioritize building strong relationships with our clients. From the moment you reach out to us, you will experience our commitment to providing personalized service. We take the time to understand your financial goals, assess your situation, and guide you through the mortgage process every step of the way.

We understand that the mortgage application process can be daunting. That’s why we have implemented streamlined procedures and modern technologies to make it as efficient and hassle-free as possible. Our goal is to minimize paperwork and provide a smooth experience, saving you time and effort.

Competitive Interest Rates

Personalized Solutions

Streamline Process

Expert Guidance

Financial Education

How To Apply?

We’re here to simplify the journey to homeownership. From start to finish, we’ll guide you through each step of the mortgage application process. Feel confident and informed as you take the necessary steps to secure your dream home. Let us be your trusted partner on this exciting path to homeownership.

Filled-out and signed the application form

Submit the necessary requirements

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Home Loan Calculator

Welcome to our Home Loan Calculator! Instantly estimate your monthly payments and interest costs. Take control of your mortgage journey and make informed decisions. Start using our calculator today and achieve your homeownership dreams.

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Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

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Quick Guide to Housing Loan

Quick Guide to Home Loan

The Value Proposition of Housing Loans Imagine you've found your dream home—a cozy place to call your own. You've fallen in love with it, but you don't have all the money needed to buy it outright. That's where a housing loan comes in to make your dream a reality.A housing...
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Housing Loan Types

Housing Loan Types There are several types of housing loans available to borrowers, each designed to cater to different needs and situations. Here are some common types of housing loans:Conventional Loans: Conventional loans are traditional mortgage loans offered by banks and financial institutions. They typically require a down payment of...
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The Value Proposition of Housing Loans

The Value Proposition of Housing Loans Imagine you've found your dream home—a cozy place to call your own. You've fallen in love with it, but you don't have all the money needed to buy it outright. That's where a housing loan comes in to make your dream a reality. A...
Read More

Frequently Asked Questions

In a fixed-rate mortgage, the interest rate remains constant throughout the loan term, providing predictable monthly payments. In contrast, an adjustable-rate mortgage (ARM) has an interest rate that can change periodically, usually after an initial fixed-rate period. ARMs typically have lower initial rates but can fluctuate over time.

The amount you can borrow for a mortgage depends on various factors, such as your income, credit history, debt-to-income ratio, and the lender’s specific criteria. Lenders typically consider your ability to make monthly payments, and they may use factors like loan-to-value ratio and affordability assessments to determine the maximum amount you can borrow.

Lenders assess several factors to determine mortgage eligibility, including your credit score, employment history and income stability, debt-to-income ratio, down payment amount, and the property’s appraised value. Meeting the lender’s criteria in these areas increases your chances of being approved for a mortgage.

The minimum down payment required for a mortgage depends on factors such as the type of mortgage, the lender’s requirements, and the country’s regulations. In many cases, a down payment of 20% of the property’s purchase price is recommended to avoid private mortgage insurance (PMI) or similar insurance requirements. However, there are loan programs that allow for lower down payments, such as FHA loans with a minimum down payment of 3.5%.

Mortgage interest rates are influenced by various factors, including market conditions, the borrower’s creditworthiness, the loan term, and the type of mortgage. Lenders assess these factors and determine an interest rate that reflects the risk associated with the loan. Generally, borrowers with higher credit scores and lower loan-to-value ratios are offered lower interest rates.

Closing costs are fees and expenses that are due at the closing of a mortgage. They typically include costs such as loan origination fees, appraisal fees, title search and insurance fees, attorney fees, home inspection fees, and prepaid expenses like property taxes and homeowners insurance. Closing costs are usually a percentage of the loan amount and can vary depending on the lender and location.

While having bad credit can make it more challenging to obtain a mortgage, it is still possible. Some lenders specialize in offering mortgages to individuals with less-than-perfect credit. However, borrowers with bad credit may face higher interest rates and stricter eligibility criteria. Improving your credit score and saving for a larger down payment can help improve your chances of getting approved for a mortgage with better terms.